Last updated: August 14, 2026
Find-Money.com and the FindMoney AI mobile applications are operated by Pac Soft LLC ("FindMoney," "we," "our," or "us"). This Privacy Policy explains what information we collect, how we collect and use it, when we share it, how long we keep it, and the choices available to you when you use our website, iOS application, Android application, and related services (collectively, the "Service").
We collect this information when you create an account, sign in, contact support, or update your profile.
We collect financial information that you enter manually, upload, or choose to import from a supported financial institution through Stripe Financial Connections. Depending on the features you use, this may include:
Financial institution login credentials are entered in an interface provided by the financial institution or Stripe Financial Connections. FindMoney does not receive or store your bank username or password.
When you have granted AI Data Sharing consent and use an AI feature, we collect your questions, chat messages, AI conversation history, feedback, and the financial context needed to produce the requested answer or insight. Section 4 explains our AI processing and consent practices.
We receive subscription status, product, purchase, renewal, expiration, and transaction identifiers from Apple, Google Play, RevenueCat, or Stripe. We do not receive complete payment-card information for purchases processed by those providers.
We automatically collect limited technical information when you use the Service, including:
We do not use this information for cross-app advertising or sell it to data brokers. Device permissions are requested only when needed for a feature and can be managed through your device settings.
We use information to:
We do not use personal or financial information for third-party advertising, and we do not sell or rent it.
We share information only as needed to provide the Service, fulfill your requests, protect the Service, or comply with law. Our service providers are contractually required to process information only for authorized purposes and to provide the same or equivalent protection described in this Privacy Policy.
We may also disclose information in the limited circumstances described in Sections 12 and 13. We do not share mobile numbers or SMS consent records with third parties for marketing purposes.
FindMoney uses Google Gemini, an artificial intelligence service provided by Google LLC, to generate personalized financial answers and insights. Before any personal or financial information is sent to Google Gemini, FindMoney displays an AI Data Sharing notice and asks for your explicit permission.
Depending on the feature and your request, information sent to Google Gemini may include:
We use this information only to provide the AI response, explanation, or insight you requested and to operate and secure the feature. We do not send your bank usernames, passwords, or financial-institution login credentials to Google Gemini.
If you decline AI Data Sharing, FindMoney will not send your information to Google Gemini. AI-dependent features will be unavailable, but available non-AI features can still be used subject to your subscription. You can later grant, review, or withdraw consent under Settings → Privacy → AI Data Sharing.
Withdrawing consent immediately stops future information from being sent to Google Gemini. It does not remove AI responses already saved in your FindMoney account. Information previously processed is handled under this Privacy Policy and Google's applicable data-processing terms. If we materially change the AI provider or the categories or purposes of information shared, we will provide an updated notice and request consent when required before the new processing begins.
Financial account connection is optional. When you choose to connect an account, Stripe Financial Connections collects your authorization and obtains account information from the institution you select. We receive the financial information you authorize Stripe to provide and use it to deliver connected-account features. You may disconnect an institution from FindMoney, but disconnecting does not automatically delete information already imported into your account. You may delete your account or contact us to request deletion as described below.
If you add a phone number, we use it for account security, login verification, MFA, password-reset codes, fraud alerts, and other important security notifications. We use Telnyx to deliver these messages.
Our website uses cookies and similar technologies to authenticate users, maintain sessions, remember preferences, prevent fraud, and improve security. Essential cookies are required for the website to function. Where required by law, we request consent before using non-essential cookies.
We use administrative, technical, and organizational safeguards designed to protect information, including encryption in transit, appropriate protection for stored sensitive information, access controls, secure authentication, and security monitoring. No system or method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain information for only as long as reasonably necessary to provide the Service, maintain security, comply with legal obligations, resolve disputes, and enforce agreements. Retention depends on the type of information, why it was collected, and applicable legal requirements.
When information is no longer required, we delete it or de-identify it in accordance with our retention procedures.
You may request deletion from the mobile or web application under Settings → Delete Account. You may also submit a deletion request through our support page or email support@find-money.com. To protect your account, we may ask for information reasonably necessary to locate the account and verify that you are authorized to delete it.
Account deletion permanently removes or de-identifies personal and financial information associated with your account, except information we must retain for legal, accounting, fraud-prevention, dispute-resolution, or security purposes. Information retained under an exception is restricted to that purpose and deleted when the applicable retention requirement ends. Deleting FindMoney does not automatically cancel an Apple App Store or Google Play subscription; subscriptions must be canceled through the applicable store account settings.
Depending on where you live, you may have the right to:
You can exercise available choices through account settings or by contacting us. We will not discriminate against you for exercising a privacy right. You may also have the right to complain to your local privacy authority.
We may disclose information when reasonably necessary to:
If Pac Soft LLC is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, information may be transferred as part of that transaction subject to applicable law. We will provide notice if a transaction results in a material change to the treatment of your information.
FindMoney and its service providers may process information in the United States and other countries. Where required, we use appropriate contractual or legal safeguards for international transfers.
The Service is intended for people age 18 or older. We do not knowingly collect personal information from children. If you believe a child has provided personal information, contact us so we can take appropriate action.
The Service may contain links to third-party websites or services. Their privacy practices are governed by their own policies, and we encourage you to review those policies.
We may update this Privacy Policy periodically. We will post the updated policy and revise the date above. When required, we will provide additional notice or request renewed consent before a material change takes effect.
For questions or privacy requests, visit our support page or email support@find-money.com.
