Find-Money is an AI-powered financial advisor that securely analyzes your accounts, transactions, bills, spending, debt, investments, and cash flow to help you make smarter financial decisions. Connect your financial accounts securely via Plaid or optionally via Google, discover opportunities to save money, reduce debt, improve cash flow, and receive personalized recommendations based on your real financial data.
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A secure, personalized financial advisor built around your real financial data — with full transparency about every connection we request.
Securely link your bank accounts, credit cards, loans, and investments through Plaid — a trusted financial data platform used by thousands of apps. Works with 12,000+ institutions, with no access to your banking credentials.
Connect your Google account to identify financial emails — bills, receipts, payment confirmations, and subscription notices from Gmail. This is completely optional, requires your explicit permission, and can be disconnected at any time from your account settings.
Our AI analyzes your income, spending patterns, debt balances, investment positions, recurring bills, and cash flow to build a complete and accurate understanding of your financial situation.
Receive specific, personalized recommendations to save money, improve cash flow, reduce debt faster, and build long-term wealth — all based on your actual financial data, not generic advice written for everyone.
Examples of what our AI Financial Advisor uncovers in a typical first financial review.
Forgotten trials, duplicate services, and auto-renewals you stopped using — automatically identified and flagged for cancellation.
Quick winWe've identified spending patterns across 3 categories that could immediately improve your cash flow without lifestyle changes.
Spending patternA policy comparison could save you this amount without reducing your coverage. Our AI flagged the specific policies to review.
AI suggestionReordering which debts you pay first — without spending more — eliminates your credit card debt 14 months sooner and saves thousands in interest.
Payoff strategyYou're leaving employer match unclaimed. Increasing contributions by this amount captures 100% of available free money in your 401(k).
Wealth buildingTotal potential financial improvement from all opportunities identified above — recovered cash that can go toward debt, savings, or investments.
Total opportunityResults are illustrative examples based on common financial patterns. Your findings will reflect your actual financial data and personal situation.
When people connect their accounts and let the AI analyse their full financial picture, here's what they find.
Forgotten trials, duplicate services, and auto-renewals you stopped using months ago.
Avg. $67–$140/mo recoveredSmall recurring charges and daily habits that silently add up to hundreds each month.
Avg. $200–$400/mo identifiedReordering debt payments to eliminate interest years sooner using the avalanche method.
Avg. $1,200–$4,000 in interest savedUndercontributing to employer-matched 401(k) plans — leaving free money unclaimed.
Avg. $900–$3,600/yr in missed matchCategories where actual spending consistently overshoots the budget every single month.
Avg. 3–5 categories flaggedRedirecting recovered cash flow into investments that compound over time toward real goals.
Individual — see your own reviewIllustrative ranges based on common user profiles. Your findings reflect your actual financial data.
Start My Free Financial ReviewYour advisor knows your income, spending, debt, and investments. Every answer is based on your actual financial picture — not a template.
Premium financial tools powered by AI — not a generic budgeting app.
Chat with your personal AI advisor about any financial decision — it knows your actual accounts, spending, debt, and investments.
A clear 0–100 score showing where you stand financially, updated every time your data changes.
AI categorises every transaction and highlights exactly where you're overspending versus your goals.
Model avalanche and snowball strategies. See exactly when you'll be debt-free and how much interest you'll save.
Connect 12,000+ financial institutions. Transactions sync automatically so your advisor always has fresh data.
Upload PDF bank statements and CSV exports. AI extracts and categorises every transaction automatically.
Track progress toward debt freedom, emergency fund, home purchase, retirement, and custom goals.
Ask "Can I afford a car?" or "Should I invest or pay debt?" and get honest, data-driven answers.
A full year-in-review report with net worth changes, top spending categories, and personalised recommendations.
Your Financial Health Score is a 0–100 rating built from your real income, spending, debt, savings rate, and investment activity. It updates every time your data changes.
Your advisor scans your complete picture and flags specific actions you can take right now.
See exactly how much you could redirect toward debt, savings, or investments each month.
Watch your payoff timeline shift as the advisor optimises which accounts to prioritise.
Import accounts via Plaid or upload PDF and CSV statements manually. No bank login required — works with 12,000+ institutions.
We categorize transactions, detect recurring expenses, calculate debt strategies, and identify savings opportunities — automatically, in minutes.
Ask real financial questions and receive specific recommendations based on your own finances — not generic tips written for everyone.
"Stop guessing where your money goes. Start knowing exactly what to do next."
Find-Money doesn't rely on generic budgeting rules. It analyzes your income, spending, debt, and financial goals to identify your biggest opportunities and explain every recommendation in plain English.
The goal is simple — help you find money you didn't know you were losing, and show you exactly where it can go instead.
Subscriptions, fees, and spending patterns that quietly drain your finances without ever appearing on your radar.
Your AI advisor knows your income, your debt, your spending. It answers based on your situation.
Redirect what you find into debt payoff, savings, or investments and track progress toward real financial freedom.
Full transparency about what we request from Google and exactly why — no hidden access, no data selling.
When you choose to connect your Google account, Find-Money requests the following permissions — and only these permissions:
We follow industry-leading security practices to protect your financial information at every layer.
We never see or store your banking credentials. Plaid, the industry-standard financial data platform, handles all bank authentication securely. Your login information stays between you and your bank.
All financial data is encrypted in transit (TLS 1.3) and at rest (AES-256-GCM). Account balances, transactions, and extracted financial information are secured with bank-level encryption at every stage.
You can disconnect any integration — Plaid or Google — at any time from your account settings. You can delete your account and all associated data at any time. We never share or sell your financial data to third parties.
All financial connections are strictly read-only. Find-Money can view your balances, transactions, and statements — but cannot move money, make transfers, or perform any transactions on your behalf. Ever.
Thousands of financial decisions begin with understanding where your money is going.
I finally understood why I was never making progress on my credit cards. The advisor showed me exactly which card to attack first and why. Six months later I've paid off two cards completely.
I discovered over $180/month in subscriptions I had completely forgotten about. Trials I never cancelled, apps I stopped using, duplicate charges. Found-Money caught every single one.
I've used budgeting apps before. This is the first one that actually explains what I should do next — not just where my money went, but exactly what to change and why it matters.
Testimonials reflect illustrative findings. Placeholder names used until real testimonials are collected. Results will vary.
Find-Money is an AI-powered personal financial advisor designed to help individuals and families take control of their finances. We built Find-Money because most people have never had access to the kind of personalized financial guidance that wealthy individuals receive from private advisors.
Our platform securely connects to your financial accounts via Plaid — a leading financial data platform trusted by thousands of applications — and optionally to your Gmail account to identify financial emails such as bills and subscription renewals. All connections are read-only and revocable at any time.
Find-Money does not provide licensed financial advice. We are a financial technology tool that analyzes your data and surfaces personalized insights. All recommendations are based on your real financial data and should be reviewed in the context of your personal circumstances. We never sell your financial data to third parties.
A complete breakdown of every type of data Find-Money accesses and exactly how it is used.
| Data Type | Source | Purpose | Stored? |
|---|---|---|---|
| Bank account balances & transactions | Plaid | Spending analysis, cash flow calculation, net worth tracking, AI advisor context | Yes — encrypted, never sold |
| Credit card & loan balances | Plaid or manual entry | Debt payoff planning, interest savings calculations, financial health score | Yes — encrypted, never sold |
| Gmail financial emailsOptional | Google OAuth | Identify bills, subscription renewals, receipts, and payment confirmations to improve accuracy of spending and subscription detection | Structured data only — raw email content not stored |
| User preferences & goals | You enter directly | Personalize recommendations, track financial goal progress | Yes — encrypted, never sold |
| AI analysis & insights | Generated internally | Power the AI advisor responses; stored as conversation context for continuity | Yes — tied to your account only |
Your financial data is never sold to third parties, never used for advertising, and never shared without your explicit consent. See our Privacy Policy and Terms of Service for complete details.
Straight answers to the questions people ask before getting started.
