AI Financial Advisor

Know Exactly What To Do With Your Money.
Stop guessing. Get personalized financial recommendations backed by your real data.

Connect your accounts once. Find-Money continuously analyzes your finances, uncovers opportunities to save, and tells you exactly what to do next.

7-day free trial • Card required • No charges until your trial ends • Cancel anytime

Secured by design
Bank-level encryption
Plaid-secured connections
Read-only access
Data never sold
Cancel anytime
Financial Dashboard Live
74
Financial Health Score Good standing · Updated today
Opportunities Found
Save $147/month in identified opportunities
Pay off debt 14 months sooner
Eliminate 3 unused subscriptions
Increase retirement contributions
Advisor Insight: We found approximately $183/month in potential savings based on your spending patterns. Starting with the Chase card saves the most interest.
Savings Found
$183/mo
AI Insights Ready
5 new actions

We found these opportunities

Examples of what our AI Financial Advisor uncovers in a typical first financial review.

Reduce Unnecessary Subscriptions
$42/mo
$504/year

Forgotten trials, duplicate services, and auto-renewals you stopped using — automatically identified and flagged for cancellation.

Quick win
Hidden Money Found
$76/mo
$912/year

We've identified spending patterns across 3 categories that could immediately improve your cash flow without lifestyle changes.

Spending pattern
Insurance Optimization
$65/mo
$780/year

A policy comparison could save you this amount without reducing your coverage. Our AI flagged the specific policies to review.

AI suggestion
Debt Payoff Acceleration
14 months faster

Reordering which debts you pay first — without spending more — eliminates your credit card debt 14 months sooner and saves thousands in interest.

Payoff strategy
Retirement Contribution Gap
+$120/mo
$1,440/year in free match

You're leaving employer match unclaimed. Increasing contributions by this amount captures 100% of available free money in your 401(k).

Wealth building
Combined Annual Impact
$2,196/yr

Total potential financial improvement from all opportunities identified above — recovered cash that can go toward debt, savings, or investments.

Total opportunity

Results are illustrative examples based on common financial patterns. Your findings will reflect your actual financial data and personal situation.

What users typically discover

When people connect their accounts and let the AI analyse their full financial picture, here's what they find.

Hidden subscriptions

Forgotten trials, duplicate services, and auto-renewals you stopped using months ago.

Avg. $67–$140/mo recovered

Spending leaks

Small recurring charges and daily habits that silently add up to hundreds each month.

Avg. $200–$400/mo identified

Debt payoff opportunities

Reordering debt payments to eliminate interest years sooner using the avalanche method.

Avg. $1,200–$4,000 in interest saved

Retirement contribution gaps

Undercontributing to employer-matched 401(k) plans — leaving free money unclaimed.

Avg. $900–$3,600/yr in missed match

Budget inefficiencies

Categories where actual spending consistently overshoots the budget every single month.

Avg. 3–5 categories flagged

Wealth-building opportunities

Redirecting recovered cash flow into investments that compound over time toward real goals.

Individual — see your own review

Illustrative ranges based on common user profiles. Your findings reflect your actual financial data.

Start My Free Financial Review
Find-Money Advisor Powered by your actual financial data
Can I afford a new car?
AI Financial Advisor Based on your income, current debt, and monthly cash flow, I recommend waiting about 6 months before financing another vehicle.

Paying off your Citibank balance first could improve your debt-to-income ratio from 41% to 34%, increasing your approval odds while saving approximately $3,100 in interest.
Projected savings: $3,100+ in interest

Ask your financial advisor anything

Your advisor knows your income, spending, debt, and investments. Every answer is based on your actual financial picture — not a template.

Can I afford a home?
Should I pay debt or invest?
Can I retire early?
How can I save more money?
Where is my money going?

Everything you need to take control of your money

Premium financial tools powered by AI — not a generic budgeting app.

AI Financial Advisor

Chat with your personal AI advisor about any financial decision — it knows your actual accounts, spending, debt, and investments.

Financial Health Score

A clear 0–100 score showing where you stand financially, updated every time your data changes.

Spending Analysis

AI categorises every transaction and highlights exactly where you're overspending versus your goals.

Debt Payoff Planner

Model avalanche and snowball strategies. See exactly when you'll be debt-free and how much interest you'll save.

Plaid Account Sync

Connect 12,000+ financial institutions. Transactions sync automatically so your advisor always has fresh data.

Document Uploads

Upload PDF bank statements and CSV exports. AI extracts and categorises every transaction automatically.

Goal Planning

Track progress toward debt freedom, emergency fund, home purchase, retirement, and custom goals.

What-If Scenarios

Ask "Can I afford a car?" or "Should I invest or pay debt?" and get honest, data-driven answers.

Annual Financial Review

A full year-in-review report with net worth changes, top spending categories, and personalised recommendations.

Financial Health Dashboard Live
74
Financial Health Score Good standing · Updated today
Savings gap High-APR debt Investing
Opportunities Found
5
Potential Monthly Savings
$847
Debt Reduction (12 mo)
$6,200
Interest Savings
$2,840
Top opportunity: Paying off your 22.9% APR Chase card first saves $1,140 in interest. Redirect $340/mo from dining and subscriptions to be debt-free 8 months sooner.
Your Financial Snapshot
74  / 100 Good
Strengths
Consistent income
Growing investments
On-time payments
Areas to Improve
Credit card debt
Emergency fund
Subscription spending

See exactly where you stand — and what to fix first

Your Financial Health Score is a 0–100 rating built from your real income, spending, debt, savings rate, and investment activity. It updates every time your data changes.

Opportunities surfaced automatically

Your advisor scans your complete picture and flags specific actions you can take right now.

Potential savings calculated for you

See exactly how much you could redirect toward debt, savings, or investments each month.

Debt reduction modelled over 12 months

Watch your payoff timeline shift as the advisor optimises which accounts to prioritise.

Get your financial review in three steps

1

Connect Your Financial Information

Import accounts via Plaid or upload PDF and CSV statements manually. No bank login required — works with 12,000+ institutions.

2

Our AI Builds Your Financial Picture

We categorize transactions, detect recurring expenses, calculate debt strategies, and identify savings opportunities — automatically, in minutes.

3

Receive Personalized Financial Guidance

Ask real financial questions and receive specific recommendations based on your own finances — not generic tips written for everyone.

Financial Advice That Actually Knows Your Situation

"Stop guessing where your money goes. Start knowing exactly what to do next."

Find-Money doesn't rely on generic budgeting rules. It analyzes your income, spending, debt, and financial goals to identify your biggest opportunities and explain every recommendation in plain English.

The goal is simple — help you find money you didn't know you were losing, and show you exactly where it can go instead.

✓ Discover Hidden Savings

Subscriptions, fees, and spending patterns that quietly drain your finances without ever appearing on your radar.

✓ Personalized AI Guidance

Your AI advisor knows your income, your debt, your spending. It answers based on your situation.

✓ Build Wealth With A Plan

Redirect what you find into debt payoff, savings, or investments and track progress toward real financial freedom.

7-day free trial • Cancel anytime
Plaid-secured connections
Read-only account access
Financial data never sold
Encrypted at rest

Trusted by people improving their finances

Thousands of financial decisions begin with understanding where your money is going.

★★★★★

I finally understood why I was never making progress on my credit cards. The advisor showed me exactly which card to attack first and why. Six months later I've paid off two cards completely.

Saved $1,200/year in interest
SM
Sarah M.Verified
Healthcare Professional · Chicago, IL
★★★★★

I discovered over $180/month in subscriptions I had completely forgotten about. Trials I never cancelled, apps I stopped using, duplicate charges. Found-Money caught every single one.

Found $180/month in hidden costs
MT
Michael T.Verified
Marketing Director · Ohio
★★★★★

I've used budgeting apps before. This is the first one that actually explains what I should do next — not just where my money went, but exactly what to change and why it matters.

Paid off $8,400 in debt
DR
David R.Verified
Small Business Owner · Austin, TX

Testimonials reflect illustrative findings. Placeholder names used until real testimonials are collected. Results will vary.

Everything you need to know

Straight answers to the questions people ask before getting started.

Can I use Find Money without connecting my bank?
Yes. You can manually enter accounts or upload PDF and CSV statements from any financial institution. You never have to connect your bank directly — Plaid is available if you want automatic syncing, but it is entirely optional.
How is this different from ChatGPT?
ChatGPT gives generic financial advice. Find Money understands your actual financial data — your specific accounts, debts, spending history, income, and goals — and gives recommendations based on your real situation, not a template.
Is my financial data secure?
Yes. Your information is encrypted in transit and at rest using industry-standard security practices. Plaid handles all bank authentication — we never see or store your banking credentials. Your data is never sold to third parties.
Can I upload credit card statements?
Yes. PDF statements are processed automatically to extract balances, APRs, interest charges, and promotional financing details. This information is used to update your debt records and improve the accuracy of your debt payoff strategy.
How much does it cost?
Find Money is Start with a free 7-day trial (saving $29). Both plans include the complete feature set — AI advisor, debt planner, spending analysis, document uploads, and everything else. Works with your real financial data with no long-term contracts.
How quickly will I see results?
Most users discover their first savings opportunities within minutes of connecting their accounts or uploading a statement. The debt payoff planner shows your optimized strategy immediately after your accounts are connected.

Your next financial breakthrough
could be hiding in your transactions.

Find hidden savings opportunities, reduce debt faster, and build long-term wealth with your personal AI Financial Advisor — powered by your actual financial data.

Monthly
$19
per month
or
Yearly
$199
per year · Save $29
Start Your Free 7-Day Trial View full pricing

Works with your real financial data · No long-term contract · Bank-level security · Not a licensed financial advisor

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